About Us

Many Years of Banking Experience

We are a fully US based team with every developer having extensive bank experience. As a matter of fact, we used to be an internal development team for a bank, so we know the challenges you are facing: compliance, security, high-availability, systems integration. Don’t waste your time explaining what is “bank-obvious” to non-bank-based programmers.

We have developed more than twenty applications in the field of banking, including a full-featured web-based banking system, loan origination systems, compliance apps, document management systems, data-warehouse systems and custom add-ons to FIS Horizon™ and other core banking systems.

Company founders and executive team


The Bankwise team is led by two seasoned IT professionals, with support from talented executive and development staff. Collectively the team has spent more than 60 years in technical positions at banks, and more than 80 years in professional capacities in the IT and computer software fields.

Sergei Morgoslepov

Co-President and CTO

Sergei is a hands-on information technology manager with over 20 years of experience. Before founding BankWise he was Vice President of Technology for a well-respected regional financial institution, where he managed all aspects of technology including software development, IT/infrastructure, security and compliance. He has a proven ability to manage complex projects, build successful teams and design creative solutions that meet organization’s business goals.

Joe Mastrianni

Co-President and Director of Sales

Joe is a seasoned software executive and consultant. He was the CEO of HAPPY Software, Inc, a mid-sized software company that serves municipal governments in 48 states. The company produced software for financial management and government reporting in the field of Housing and Urban Development. It was acquired by MRI Software, LLC in 2018. Joe was all set to retire early until Sergei showed him the HAPPY Banker product and lured him back into the software business.

Rob Ward

Chief Marketing and Sales Officer

Rob has been involved in financial services marketing for over 35 years and has served in senior level management positions throughout his career as a Marketing Director for community banks and a national bank during that time.
He has extensive experience in marketing and strategic planning and all phases of marketing including product, market and campaign development, social media, sales, communications, and community outreach.
He joined BankWise Technology to develop and support marketing and new business development objectives while overseeing the overall marketing, sales, and public relations outreach initiatives.

Our team of experts


Rob Kudla

Full Stack Software Developer

Rob has more than 25 years of experience developing software applications. He is proficient with LAMP environment, front-end and back-end technologies, and has extensive experience with Linux administration. Rob developed many advanced applications, such as online banking, document management, Android mobile applications, interfaces to third-party systems and batch process automations.

Sandra Muller

Full Stack Software Developer

Sandra has more than 12 years of experience in full software development lifecycle. She is a full stack web developer with extensive knowledge of HTML/CSS/JavaScript/jQuery/AJAX and other front-end technologies, as well as back-end technologies such as SQL databases. Sandra has worked on applications for online banking, ACH processing, systems integration, and many others.

David White

Full Stack Software Developer

David has more than 7 years of experience developing web and client-server applications in Linux and Windows environments. On the front-end he used HTML/CSS/JavaScript/AJAX/JSON as well as .Net WinForms and WPF. He is proficient with server-side technologies, such as MS SQL Server and MySQL. David has authored applications for online banking, document management, security, transaction processing, customer authentication, video editing and much more.